The “old money” style embodies timeless elegance, classic tailoring, and discreet luxury. As autumn paints the world with warm hues, it becomes the perfect season to embrace this sophisticated aesthetic. With an emphasis on quality fabrics, neutral palettes, and polished silhouettes, the old money style is both practical and refined. Here’s your ultimate guide to curating over 50 “old money” fall outfit ideas to inspire your wardrobe.
The essence of the “old money” aesthetic lies in its understated sophistication:
Timeless Elegance: It prioritizes clothing that remains fashionable regardless of trends.
Premium Fabrics: Wool, cashmere, and silk are staples for both comfort and luxury.
Neutral Palettes: Classic colors like camel, navy, gray, and beige are the foundation.
Seasonal Appeal: Autumn’s cooler weather is ideal for layering and showcasing these refined textures.
The Key Pieces of the Autumn “Old Money” Wardrobe
To create a fall wardrobe inspired by “old money” style, focus on these essentials:
Fitted Blazers
A well-tailored blazer in wool or cashmere is indispensable. Opt for neutral shades like beige, navy, or gray to ensure versatility. Pair it with high-waisted trousers for a polished look.
High-Waisted Pants
High-waisted trousers with a slightly loose leg provide comfort and sophistication. Look for tailored fits in materials like wool or linen for added elegance.
Cashmere Sweaters
Classic cashmere sweaters in neutral tones are luxurious and practical. Crewneck, turtleneck, or v-neck styles work perfectly as layering pieces.
Wool Coats
Invest in long wool coats in camel, navy, or charcoal. Features like double-breasted buttons or belted waists add timeless appeal.
Leather Boots
Durable yet stylish leather boots, whether knee-high or ankle-height, are a must-have. Choose minimalist designs in black or brown for maximum versatility.
Silk Scarves
A silk scarf is a subtle way to elevate your outfit. Opt for classic patterns or solid tones, and wear it around your neck, on your wrist, or tied to a handbag.
Wool Hats
Fedoras and berets offer both warmth and a touch of sophistication. Choose styles in neutral colors to match your outfits seamlessly.
Casual “Old Money” Outfits for Fall
Effortless sophistication defines casual “old money” looks. Here are some examples:
Neutral Sweaters and Chinos
Pair a beige cashmere sweater with well-fitted beige chinos.
Add loafers and a leather satchel for a relaxed yet polished appearance.
Striped Sweater and Wool Pants
A short striped sweater with high-waisted wool pants offers comfort and style.
Pair with leather loafers and a simple silk scarf.
White Coat and Straight-Leg Jeans
Combine a tailored white coat with straight-leg dark denim.
Accessorize with ankle boots and a structured leather handbag.
Camel Turtleneck and Plaid Skirt
A camel turtleneck sweater tucked into a plaid midi skirt.
Finish with brown knee-high boots and a crossbody bag.
Oversized Sweater and Black Pants
An oversized cream sweater with black high-waisted trousers.
Add loafers and a classic watch for understated elegance.
Navy Cardigan and White Chinos
A fitted navy cardigan layered over a white blouse and white chinos.
Accessorize with brown leather loafers and a tote bag.
Beige Trench Coat and Dark Denim
A beige trench coat over a simple white sweater and dark denim jeans.
Pair with ankle boots and a silk scarf tied to your handbag.
Wool Vest and Wide-Leg Pants
A tailored wool vest worn over a crisp button-down shirt with wide-leg beige trousers.
Add loafers and a structured handbag for a preppy vibe.
More Sophisticated “Old Money” Outfit Ideas for Fall
Elevate your wardrobe with these refined looks:
Plaid Ensemble
A tailored plaid blazer paired with a matching skirt or trousers.
Add knee-high leather boots and a neutral turtleneck for a cohesive look.
Turtleneck and Wide-Leg Pants
A camel turtleneck tucked into high-waisted, wide-leg beige trousers exudes sophistication.
Accessorize with gold hoop earrings and a leather tote.
Wool Coat and Plaid Skirt
A long wool coat in camel layered over a plaid midi skirt.
Pair with knee-high brown boots and a silk scarf tied to your handbag.
Oversized Turtleneck Sweater and Silk Skirt
A chunky oversized sweater in ivory paired with a flowy silk skirt.
Complete the look with ankle boots and a minimalist clutch.
Beige Blazer and Skirt
A fitted beige blazer worn with a matching pencil skirt.
Pair with heeled loafers and a structured handbag.
Classic Black and White Ensemble
A black turtleneck paired with white wide-leg trousers.
Accessorize with black loafers and a leather satchel.
Wool Coat and Linen Pants
A navy wool coat over white linen trousers and a light gray sweater.
Add brown leather boots and a structured crossbody bag.
Beret and Plaid Outfit
A plaid blazer and skirt set paired with a black beret.
Finish with black leather boots and gold jewelry.
High-Waisted Plaid Pants
High-waisted plaid trousers paired with a fitted beige turtleneck.
Add brown loafers and a silk scarf.
Sweater Dress and Boots
A beige sweater dress styled with knee-high brown boots.
Add a leather belt and a wool coat for extra flair.
Blazer and Silk Scarf
A navy blazer layered over a cream blouse with a silk scarf tied around the neck.
Pair with beige trousers and loafers.
Turtleneck Sweater and Pencil Skirt
A fitted black turtleneck tucked into a gray pencil skirt.
Finish with black ankle boots and a minimalist clutch.
Red Puffer Jacket and Boots
A bold red puffer jacket paired with black high-waisted trousers.
Add black boots and a wool hat for a chic statement.
Fur Coat and Wide-Leg Trousers
A luxurious fur coat worn over white wide-leg trousers.
Accessorize with a structured handbag and gold earrings.
Comfortable Gray Ensemble
A gray cashmere sweater paired with matching gray wool trousers.
Complete the look with white sneakers and a leather backpack.
Autumn Dress with Boots
A flowy midi dress in earthy tones paired with brown knee-high boots.
Add a camel trench coat and a silk scarf.
Blazer and Mini Skirt
A fitted navy blazer paired with a matching mini skirt.
Finish with knee-high boots and a structured crossbody bag.
Oversized Sweater and Jeans
An oversized beige sweater with dark-wash jeans.
Add brown ankle boots and a wool hat.
Wool Scarf and Coat
A long wool coat in camel styled with a matching wool scarf.
Pair with black trousers and leather loafers.
Beige Trench and Turtleneck
A beige trench coat layered over a black turtleneck and gray trousers.
Finish with ankle boots and a leather satchel.
“Old Money” Style Tips for Fall
To master the “old money” aesthetic, keep these tips in mind:
Invest in Quality Fabrics: Wool, cashmere, and silk elevate your outfits.
Stick to Neutral Palettes: Colors like navy, camel, beige, and gray create a cohesive wardrobe.
Embrace Layering: Use coats, blazers, and scarves to add depth and warmth.
Choose Timeless Accessories: Opt for understated gold jewelry, classic leather bags, and elegant watches.
Avoid Flashy Logos: The “old money” style emphasizes subtle luxury over branding.
Adopting the “old money” aesthetic in fall is about combining practicality with understated luxury. By focusing on high-quality fabrics, timeless pieces, and neutral colors, you can craft outfits that are both elegant and functional. Explore different combinations, layering techniques, and accessories to personalize your wardrobe while staying true to this refined style.
Start curating your autumn wardrobe today and embrace the sophisticated charm of “old money” fashion. Which outfit idea are you most excited to try? Let us know in the comments below!